Benefits Open Enrollment: April 15—April 26	Print Issue
,

Your annual opportunity to make changes to your healthcare elections is less than two weeks away.

The 2013-2014 Open Enrollment period will run from April 15-26. Read on so you have all the information you need to make changes to your healthcare benefits for the new plan year beginning July 1.

Making Changes During Open Enrollment

During Open Enrollment you need to determine if your current benefits still meet your needs or if you need to make a change, such as:

• Enrolling in a health care plan for the first time, or dropping an existing plan.
  
• Switching to a different medical, dental or vision plan.
  
• Increasing or decreasing your life insurance coverage.
  
• Changing how much you contribute to a flexible spending account.
  
• Adding or dropping a dependent from your benefits coverage.*

*If you add a new dependent, you’ll receive a letter requesting that you provide verification of that dependent’s eligibility under Penn’s plan rules. You’ll also need to provide verification if you re-enroll a spouse/partner who had previously been covered.

How to Enroll

From Monday, April 15 through Friday, April 26, make changes to your benefits coverage online at www.pennbenefits.upenn.edu using your PennKey and password.

If you don’t have internet access, go to one of the following locations on campus to enroll online, or contact the Penn Benefits Center at 1-888-PENN-BEN (1-888-736-6236), Monday through Friday, between 8 a.m. and 6 p.m. EST and complete your enrollment over the phone.

When Changes Are Effective

Changes made during Open Enrollment will be effective as of July 1, 2013. New rates for all plans will be reflected in your July 2013 paycheck.

If You Don’t Enroll

If you don’t make changes during Open Enrollment, you’ll receive the same coverage you had last year.

Making Changes after Enrollment

The choices you make during Benefits Open Enrollment will remain in effect through June 30, 2014, unless you experience a qualifying event. Qualifying events include the birth or adoption of a child, marriage or domestic partnership, divorce or separation, death of a dependent and change in your dependent’s eligibility for benefits. Keep in mind that the IRS limits the types of changes you can make for qualifying events. If you experience a qualifying event, please contact the Penn Benefits Center within 30 days at 1-888-PENN-BEN (1-888-736-6236), Monday through Friday, between 8 a.m. and 6 p.m. EST.

More Information

• Learn more about the 2013-2014 Open Enrollment period from the following resources:
• Review the Open Enrollment materials that will be mailed to your home address shortly.
  Visit www.hr.upenn.edu/myhr/benefits/health/openenrollment where you can access benefit comparison charts, contribution charts and online provider directories.
• Contact the Penn Benefits Center at 1-888-PENN-BEN (1-888-736-6236), Monday through Friday, between 8 a.m. and 6 p.m. EST.
• Contact Human Resources at benefits@hr.upenn.edu

Healthcare Rates for 2013–2014