Did You Know?: Financing Your Future	Print Issue
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“Did You Know” is a monthly series that includes valuable tips to help you get the most out of the benefits and services offered by the Division of Human Resources.

Financing Your Future

Retirement can be financially challenging if you don’t plan ahead. Where will you get money? What will you spend it on? How will you keep it from running out?

Get the answers to these questions and more in a video from Vanguard’s People like me® series. You’ll find out how real people plan for retirement so that their money lasts. From cutting down on spending to buying annuities to seeking out professional advice, you’ll learn what it takes to secure your financial future. Visit https://retirementplans.vanguard.com for more details.

Once you figure out your savings plan, see how Penn can help you meet your goals. Take a closer look at the University’s retirement plans, www.hr.upenn.edu/Benefits/Retirement/Default.aspx, to see which one is best for you. If you’re not sure, set up an appointment with TIAA-CREF or Vanguard for free, one-on-one retirement counseling, www.hr.upenn.edu/Benefits/Retirement/RetirementCounseling.aspx Representatives from both carriers can help you determine an investment mix that’s right for you.