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Benefits Open Enrollment

April 5, 2011, Volume 57, No. 28

Benefits Open Enrollment, your annual opportunity to make changes to your healthcare elections, has arrived. Now through Friday, April 22, you can make any changes you’d like to your benefits coverage. More information to help guide you through this year’s Open Enrollment period is below; visit the Human Resources website at www.hr.upenn.edu/benefits/openenrollment.aspx for complete details, including plan changes and health care reform changes.

Medical Plan Cost Estimator Tool

This new tool helps you answer the question, “What could the total out-of-pocket medical costs look like for me and my family in the year ahead?” and makes it easier for you to select the coverage option that works best for you and your family. It factors in the payroll deductions and the cost of your anticipated health care needs under each of the plans based on whether you and your eligible dependents are low, medium or high users of health care services. If you’d like to use the new medical plan cost estimator tool, visit the Open Enrollment website at www.hr.upenn.edu/benefits/openenrollment.aspx

What Happens if I Don’t Make Changes to My Benefits Coverage During Open Enrollment?

If you don’t make changes to your benefits coverage by April 22, you’ll receive the same coverage you had last year, except for the following:

• UPHS Point of Service (POS) plan members will be enrolled in the new Aetna Choice POS II plan.

• Aetna HMO plan members will be enrolled in the Keystone/AmeriHealth HMO plan.

Note that existing PennCare/Personal Choice PPO and Keystone/AmeriHealth HMO plan members will remain in their current plans as these two plans remain part of our medical plan offerings.

This year only, you will not need to recertify your qualified adult children during Open Enrollment. If you’re currently covering eligible children between the ages of 19 and 26, they will remain on your coverage as of July 1, 2011. Next year, however, you will need to actively recertify any qualified adult children.

Campus Locations for Online Enrollment

If you don’t have internet access at home or at work, don’t worry—you can log on to manage your benefits at one of these convenient locations:

Goldstein Undergraduate Study Center
3420 Walnut Street
Ground level of Van Pelt-Dietrich Library
Monday–Thursday: 24 hours daily
Friday: 8:30 a.m.–midnight
Saturday: 10 a.m.–2 a.m.
Sunday: opens 10 a.m.

Human Resources
3401 Walnut Street
5th Floor
Monday–Friday: 8:30 a.m.–5 p.m.

Unique Advantage
3624 Market Street
Suite 1SD
Monday–Friday: 8:30 a.m.–5:30 p.m.

Premium Assistance through Medicaid and CHIP
If you’re unable to afford the premiums for Penn’s coverage, you may be able to get free or low-cost coverage through Medicaid or the Children’s Health Insurance Program (CHIP). For more information, visit the HR website at www.hr.upenn.edu/benefits/medical

—Division of Human Resources

Almanac - April 5, 2011, Volume 57, No. 28