03/28/06, Open Enrollment 2006-2007 - Almanac, Vol. 52, No. 27

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From Human Resources

It’s time for Penn’s annual Open Enrollment period! Open Enrollment gives you the once-a-year opportunity to make changes to your healthcare elections. Even if you’re satisfied with your current elections, you should pay close attention to the changes being made for the upcoming plan year and take a fresh look at what else Penn has to offer. Open Enrollment begins Thursday, April 6 and runs through Friday, April 21. You’ll receive personalized enrollment information at your home address in early April.

Open Enrollment 2006-2007: April 6–21

What’s New for 2006-2007

If You’re in This Plan…	…This is What’s Changing
Keystone/AmeriHealth HMO medical plan	• There will be copays of $100 per hospital admission and $50 for outpatient surgery. • Dental coverage will only be available for surgical treatment of a limited number of procedures.
Aetna HMO medical plan	• There will be copays of $100 per hospital admission and $50 for outpatient surgery.
UPHS/AmeriHealth Point-of-Service (POS) medical plan	• When receiving benefits through the Keystone/AmeriHealth network, several services including inpatient hospitalization, outpatient surgery, skilled nursing facility care, home health care, and durable medical equipment will be covered at 90% after an annual deductible of $100 individual/$300 family.
Caremark prescription drug plan	• The annual out-of-pocket maximum will be $1,500 individual/$4,500 family. • If you use mail order for brand name drugs that don’t have a generic equivalent, the coinsurance will be 20% (minimum of $20). • When you purchase brand name drugs that have generic equivalents (via either retail or mail order), you’ll pay the brand name coinsurance amount plus the difference in cost between the brand name and generic drug.
Penn Faculty Practice dental plan	• The plan will cover no more than a lifetime total of $2,000 per child for orthodontic work.
Vision plan	• Our current vision plan (OptiChoice) is being discontinued by our vendor, so coverage will be provided through a new plan called Davis Vision. • You’ll have enhanced coverage for lens options (e.g., progressive lenses, scratch resistant coating) when using an in-network provider.
Health Care and Dependent Care Pre-Tax Expense Accounts	• The annual deadline to incur expenses for your Health Care and Dependent Care Pre-Tax Expense Accounts will be extended to September 15.

Make your Open Enrollment elections onsite at the Open Enrollment and Health Fairs! All you need is your PennKey and password. Internet access will be available as follows:

• Thursday, April 6: 10 a.m.-2 p.m.Houston Hall, second floor computer room

• Tuesday, April 11: 10 a.m.-2 p.m. BRB II/III Auditorium

How to Make Changes

Make your Open Enrollment changes online 24 hours a day at www.upenn.edu/u@penn (click on “Open Enrollment” under Announcements). When you log on, simply provide your PennKey and password, and the online system will walk you through the enrollment process. If you don’t have online access, or are having problems enrolling online, contact the Penn Benefits Center at 1-888-PENNBEN (1-888-736-6236), Monday-Friday, 8 a.m.–6 p.m.

Do I Have to Make Changes?

If you don’t make changes to your coverage by April 21, your current coverage will continue for the 2006-2007 plan year (July 1-June 30). Even if you don’t want to make changes to your current coverage, we encourage you to update your life insurance beneficiary information—simply go to the enrollment website (www.upenn.edu/u@penn, click on “Open Enrollment” under Announcements) to view and update your life insurance beneficiary information.

Open Enrollment and Health Fairs

Come to the Open Enrollment and Health Fairs to get more information about your healthcare options and take advantage of free health screenings!

• Thursday, April 6, from 10 a.m. until 2 p.m. in Houston Hall, Bodek Lounge and Reading Room

• Tuesday, April 11, from 10 a.m. until 2 p.m. in the Biomedical Research Building (BRB) II/III

Speak with representatives from Penn’s healthcare providers and administrators, including: medical (Independence Blue Cross, Aetna), prescription (Caremark), dental (Penn Faculty Practice, MetLife), vision (Davis Vision), life insurance (Aetna), pre-tax expense accounts (ADP) and the Penn Benefits Center (ADP).

In addition, free health screenings and information tables—including those listed below—will be available. The fair on April 6 will include several additional activities, such as a cholesterol screening for which you must pre-register (go to www.hr.upenn.edu and click on “Open Enrollment” under Benefits for more information).

Free health screenings and information tables
Blood Pressure	Glaucoma Screening	Employee Assistance Program
Chair Massage	Nutritional Health	Women’s Health & OB/GYN Information
Derma Scan	Dental and Oral Health	Environmental Safety Issues & Ergonomics
Body Composition	Recreation & Fitness Programs	Occupational & Physical Therapy

New Bolton Center—Open Enrollment Fair

Speak with representatives from Penn’s healthcare providers and administrators at the New Bolton Center Open Enrollment Fair on Wednesday, April 12, from 10 a.m.–2 p.m. at Alumni Hall.

Wellness and Fitness Workshops

Pre-register to attend these workshops at www.hr.upenn.edu (click on “Open Enrollment” under Benefits).

Thursday, April 6 Houston Hall		Time	Topic (presented by experts from Penn Behavioral Health)
		11 a.m.–11:30 a.m. OR noon–12:30 p.m.	Take the Burnout Test: Learn to Prevent Feeling Overwhelmed at Work
		11:30 a.m.–noon OR 12:30 p.m.–1 p.m.	10 Things to Do at Your Desk to De-stress
Friday, April 7 Pottruck Fitness Center	Time		Topic (presented by experts from the Department of Recreation)
	11 a.m–11:45 a.m.		Pilates, Weight Training
	noon–12:45 p.m.		Yoga, Pilates, Weight Training

Rates for 2006-2007

While health care costs continue their steady upward trend, the University continues to subsidize a large portion of the total medical premium for full-time employees. The new premium rates shown below will take effect with your first June paycheck (rates shown are for full-time faculty and staff). Keep in mind that both the University and you pre-pay healthcare premiums a month in advance, so your June deductions pay for your July healthcare coverage.

	WEEKLY PAID (per pay period)			MONTHLY PAID (per pay period)
	Employee	Employee + 1	Employee + 2 or more	Employee	Employee + 1	Employee + 2 or more
Medical
Keystone HMO	$8.02	$18.46	$23.25	$34.75	$80.00	$100.75
Aetna HMO	$8.02	$18.46	$23.25	$34.75	$80.00	$100.75
UPHS POS	$14.71	$33.87	$42.69	$63.75	$146.75	$185.00
PENNCare/ Personal Choice	$29.77	$68.48	$86.31	$129.00	$296.75	$374.00
Dental
Penn Faculty Practice Plan	$4.85	$15.46	$18.58	$21.00	$67.00	$80.50
MetLife Dental	$4.15	$13.27	$15.98	$18.00	$57.50	$69.25
Vision
Davis Vision	$0.93	$1.74	$2.54	$4.04	$7.53	$11.02

Make changes online beginning April 6, 24 hours a day at www.upenn.edu/u@penn (click on “Open Enrollment” under Announcements). You must enroll by April 21. Coverage changes are effective as of July 1, 2006.

How Do I Find Out More?

• Attend an Open Enrollment Fair

• Look for personalized Open Enrollment information at your home address in early April

• Visit the Human Resources website at www.hr.upenn.edu

• Call the Penn Benefits Center at 1-888-PENNBEN (1-888-736-6236), Monday—Friday, 8 a.m.-6 p.m.

Questions? Contact the Penn Benefits Center at 1-888-PENNBEN (1-888-736-6236).

—Division of Human Resources

Almanac, Vol. 52, No. 27, March 28, 2006

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Tuesday,
March 28, 2006
Volume 52 Number 27
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